Over the past few years, winters in Wales have been feeling more and more wet.
Already this year, we’ve seen storms Babet and Ciaran bring amber weather warnings, high winds, and heavy rainfall - and with them, damage and destruction to many Welsh homes.
And it’s not just bad weather Welsh homeowners have to worry about.
Christmas is just around the corner and while most of us are thinking about all the gifts we need to buy, burglars are preparing for their busiest time of the year. Homes are usually filled with expensive gifts during the holidays, making them a prime target for thieves. The longer, darker nights also give thieves the perfect cover to break in and out of homes without being seen.
So - it’s easy to see why homeowners in Wales will be worried about protecting their homes this winter. Whether it's over falling trees, flooding, or break-ins, a lot of us are sure to have a few sleepless nights in the upcoming months.
Home insurance can help you avoid sleepless nights
Having home insurance is a great way to give yourself a financial safety net against loss or damage to your home. The right policy can cover buildings and possessions against things such as flooding, fire, storms, and theft. So, if the unfortunate does happen this winter, it can be good to know you’ve got your home insurance to fall back on.
Because home insurance is not mandatory (unlike car insurance), a lot of homeowners might skip this type of cover to save a bit of cash. However, this could mean you end up paying more in the long run.
But, if you want to be savvy, there are ways to get cheaper home insurance.
Get quotes to find cheaper insurance
A good start is to compare lots of quotes from different insurance providers, so you might want to try using a comparison website such as Go.Compare.
It’s free to use and you can get quotes in just a few minutes. Go.Compare works with 66 trusted UK home insurance brands* so all you need to do is pop in your details, tell Go.Compare what you want out of your home insurance, and see what quotes you can get.
Go.Compare currently has a £250 free excess cover offer available on home insurance policies bought through them. This means that if you have to claim on your home insurance this winter, you can get a refund of up to £250 of your excess. There are some exceptions to this so read the terms and conditions before you commit.*
Even if you already have home insurance, it’s worth checking quotes on Go.Compare to see if there’s a cheaper deal out there when it’s time to renew your insurance.
Visit gocompare.com today.
*As of September 2023, there are 66 active home insurers on the panel at Go.Compare.
*UK residents and home insurance purchases only. Excess refunded after claim settled. Excludes accidental loss or damage claims made on your home insurance. Full T&Cs apply.